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What Coverage Does Medicare Provide After A Stroke?

In the United States alone an estimated 800,000 people have a stroke each year. After the stroke itself, there are some major side effects that can impact the daily lives of victims.

These side effects include:-

  • Problems with balance

  • Hearing or Vision problems

  • Decreased mobility

Therefore, if you are at risk of having a stroke or your medical history and condition suggests you may be at risk, it’s important to understand what coverage Medicare provides after a stroke.

Medicare Coverage For Rehabilitation Services

After a stroke, Medicare will provide coverage for hospital care, rehab centers or a skilled nursing facility for the stroke victim. Medicare Part A will provide coverage for any inpatient costs of rehab that are needed after a stroke. The duration of the coverage will be dependent upon how long your doctor deems the rehab as medically necessary. All of the costs that are associated with the skilled nursing facility care apply to care for stroke recovery and are covered by Medicare.

Along with the coverage Medicare Part A offers, the Medicare Part B will provide coverage for any outpatient rehabilitation services such as physical therapy. Similar to Part A, the duration of the coverage provided by Medicare Part B will be dependent upon how long your doctor deems the service as medically necessary.

Coverage For Medical Equipment Needed After A Stroke

Medicare Part B will provide coverage for durable medical equipment that is necessary for a stroke survivor.

Durable medical equipment includes various different items which include:-

  • Wheelchairs

  • Walkers

  • Lifts

  • Canes

If you are at a high risk for stroke, then it’s important that you understand how your Medicare coverage will work and understand what your costs may be in the unfortunate circumstances that you suffer a stroke event. It’s important that you contact your medicare insurance agent to confirm you have adequate coverage and to understand what coverage and costs are associated with health care services and equipment in your specific case.

Need More Information

We are Independent Insurance Brokers, and have been appointed by many of the major insurance carriers. We can help you find the best policy for your individual situation. We work with clients in Winchester, VA, Martinsburg, WV, and Charles Town, WV.

For more details, please contact us today at (540) 662-4432, and talk to one of our Insurance agents or simply visit our website to obtain more information.

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