Senior Patient

Prescription Drug Plans

In our service area, each year there are more than 20 different insurance carriers that offer Prescription Drug Plans; and these plans change from year to year.  As Independent Brokers, we can take your list of prescriptions and use it to search for the lowest cost plan available to you.

2 Ways to get Prescription Drug Coverage

  1. Enroll in a “stand-alone” Prescription Drug Plan. These plans (sometimes called "PDPs") add drug coverage to Original Medicare.  If you enroll in a Medicare Supplement plan you will likely want to add a “stand-alone” Prescription Drug Plan. (Your medigap plan does not cover prescription drugs)

  2. Get your drug coverage from a Medicare Advantage Plan that offers prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan.