Local & IndependentVeteran-Owned Call 540-440-5936
Veteran-Owned • Winchester, VA & Martinsburg, WV

Medicare is confusing. Talking to us isn't.

Turning 65 for the first time, or years into Medicare and sure you're overpaying? A local, licensed agent gives you straight answers — no pressure, no cost to you.

Start here

Where are you today?

Pick the one that sounds like you.

Turning 65

New to Medicare

  • Understand Parts A, B, C & D in plain English
  • Know your window so you avoid lifelong penalties
  • Compare plans side by side, choose with confidence
  • Line up Medicare with your Social Security timing
Get help enrolling
Already Enrolled

On Medicare & want to save

  • A free review of your current plan, line by line
  • See if a better-fitting plan could lower costs
  • Confirm your doctors and drugs are still covered
  • Make changes during the right enrollment period
Review my plan

Would you rather just talk?

Reach a real, local person — never a call center.

540-440-5936
Why us

Local people you can actually reach

Veteran-Owned

Run on service, straight talk, and doing right by people — not a sales quota.

Independent

Not tied to one carrier, so our job is finding the plan that fits you.

Plain Answers

Every part of Medicare and Social Security, explained so it makes sense.

Reviews

What our clients say

Free consultation

Ready for straight answers?

Pick a time that works for you — it takes about a minute. No pressure, no cost.

Free consultation

Book time with an I Know Medicare agent

A short, no-pressure conversation. We'll answer your questions and lay out your options in plain English.

  • Always free — never changes your premium
  • Local, licensed, independent
  • In person, by phone, or virtual
540-440-5936
Choose an available time
Good to know

Common Medicare questions

No. Our help costs you nothing. We're paid by the insurance carriers, and that never changes your premium — you pay the same whether you use an agent or not.
Most people first enroll during the seven-month window around their 65th birthday. Miss it and you may face lifelong penalties, so it's worth a quick conversation to get the timing right.
Often, yes — plans change every year, and the one that fit you before may not be the best value now. We'll review your coverage for free and tell you honestly whether staying or switching makes more sense.
No. We're independent, so we compare plans across many carriers and recommend what actually fits your doctors, prescriptions, and budget.
We're a local agency at 28 Weems Lane, Winchester, VA 22601, serving Winchester, Virginia and Martinsburg, West Virginia. Call us at 540-440-5936.
Call Now: 540-440-5936